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Investment risk – don’t learn the hard way

A member called the Energy Super contact centre recently. A couple of weeks before, he’d decided to withdraw most of his account to set up a self-mana...

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Real tips for retirees when sharemarkets go bad

When markets become volatile, Australian super funds make a lot of reassuring noises about super being a long-term investment – because it is. Super i...

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Super protection in 2018 Federal Budget

While there were (thankfully) no big-ticket super proposals, there were a handful of smaller super initiatives largely designed to protect low balance...

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Investment performance – what to look for

Performance comparisons between super funds aren’t always clear-cut – even when you think they are. When looking at investment performance, it’s impor...

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No – Dr Google is NOT your second opinion

Forget Dr Google. You and your family don’t need it. If you have a challenging medical diagnosis, here’s where to go for a second opinion. From actual...

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JANA Quarterly Commentary – March 2018

Following strong performance over the 2017 calendar year, global markets experienced more volatile conditions throughout the first quarter of 2018.

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Energy Super expert advisers
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Speak to an Energy Super Financial Adviser today

Retirees weigh in on why they’re ‘Scrooges’ with money

This article looks at why well-off retirees live frugally when they can actually afford to live a little more.

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Investing your super

When markets go up and down, we know a common response is to panic. One way to overcome this feeling can be to learn about how your money is invested,...

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How investing in super can help you save for your first home

Thinking about owning your own home? The Government's new First Home Super Saver Scheme could help you secure the deposit.

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Sharemarket Volatility

Energy Super’s General Manager Investments, William Graus, ¬answers some common questions members have had over the recent share market volatility.

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What is a bitcoin?

Bitcoin is the first, largest and possibly best known alternative cryptocurrency. These alternative currencies, or crypto currencies are also known on...

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Fix the leak – consolidate your super accounts

Having more than one super account is a bit like having a leaking water pipe that’s wasting your precious resource and costing you money. What’s worse...

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Knowing when to retire (and when not to)

When you think about when to retire, many people’s minds turn straight to finances. And while this is a major consideration in your retirement decisio...

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Your survival guide for working with your spouse

When you think about when to retire, many people’s minds turn straight to finances. And while this is a major consideration in your retirement decisio...

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Want to improve memory, performance and concentration?

When you think about when to retire, many people’s minds turn straight to finances. And while this is a major consideration in your retirement decisio...

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Shades of green - is sustainable investing for you?

Research shows that nine in ten Australians think sustainable investing is important. Popular sentiment has come a long way, because not so long ago, ...

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7 Things You Should Check On Your Annual Super Statement

Your annual super statement not only tells you exactly how your retirement savings are tracking, but it also gives you a chance to review your super g...

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How to Practise Mindfulness Every Day

When you’re mindful, you’re able to control your own attention and be present only in the activity you’re undertaking. It’s a skill – and like any ski...

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Super Decisions: Income Stream vs Lump Sum

One big question Australians face when planning for retirement is whether to take their super as a lump sum or an income stream.

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Future of Super V2

How your super fund’s investment division affects you

The average Australian born today could very well have money in super for more than 70 years. That’s three times longer than the lifespan of a typical...

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Mixed Messages in the First Home Super Saver Scheme

You might have heard about a 2017 Federal Budget proposal that would allow individuals to contribute some of their before-tax income into their super ...

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Mental health is worth the fight

Unfortunately there’s a stigma in society that in tough times men should just suck it up and deal with it.

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Are you collecting the right things?

Vintage cars, toys, sports memorabilia, fine art and wine: people are drawn to collecting. Australians spend approximately $43 million a year in eBay’...

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Life events - a safety net you should know about

Did you ever do a personal timeline project at school? The one where you drew a line across the page and marked the special moments in your life?

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Super: then, now and 30 years on

One of the great benefits of working in the super industry is that you’re able to think long term. Beyond what the world is today and into the potent...

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What Makes Super a Tax-Effective Vehicle?

Most Australians have heard that their super can be a tax-effective vehicle when planning for retirement – but why?

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Tired All the Time? Why You Need to Manage Your Energy

Are you having more trouble getting out of bed than usual? In a world that’s on the go 24/7, it’s hardly surprising that tiredness has reached epidemi...

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4 Ways To Use Your Annual Bonus

Bonus time is just around the corner. But before you start celebrating that boost of cash, move it out of your spending account and take some time to ...

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Severe Financial Hardship – What Happens Now?

If you’ve lost your job and can no longer afford to cover your living expenses, there may be another option available to you: your super.

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Boosting New Skills the Key to Remaining Competitive in Work

Older workers must acquire new qualifications and boost their current work-related skills if they are to remain competitive in the changing workforce,...

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Future-Proof Your Career: Why It’s Never Too Late to Learn

Learning, education and training among mature age Australians. Australia’s ageing population, expectations of prolonged working lives and the growth o...

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Energy workers talking to each other

Mindfulness at Work: How to Enjoy a Healthier, Less Stressful Workday

It can be easy to let the stress of the day take the wheel when you’re juggling your priorities and managing a large workload. Experts say practicing ...

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Can Depression Be Prevented?

Can Depression Be Prevented?

Prevention is better than a cure, so the saying goes, but does this apply to prevalent mental health issues such as depression?

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R U OK? –  What To Do If The Answer Is No

R U OK? – What To Do If The Answer Is No

R U OK? Day, held this year on 14 September, is a timely reminder to check in with our colleagues, speak to each other about how we really are and the...

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Industry funds have the performance edge

Industry funds have the performance edge

If we were to ask you what you thought was the most popular search on the Energy Super website, what would you say?

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Don’t have a valid Will? Don’t risk it.

Don’t have a valid Will? Don’t risk it.

Almost half of Australians die without a Will, according to the Australian Securities and Investments Commission (ASIC). Will you be one of them?

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The Cost of Living Longer

The Cost of Living Longer

With Australians living longer than ever, one question looms large: is your retirement nest egg big enough?

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Super is changing again. AGAIN.

Super is changing again. AGAIN.

You should know that the Government’s latest super reforms – to come into effect on 1 July 2017 – are the most extensive since 2007.

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Power up: How do you re-energise?

Power up: How do you re-energise?

It’s important to recognise when you’re at risk of burning out before things spiral out of control.

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What’s your mental age?

What’s your mental age?

Do you feel younger than you are? While you can’t stop your biological age from advancing, there are steps you can take for a younger mental age.

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Investment Basics: Yield Curve

Investment Basics: Yield Curve

Investors use the yield curve for forecasting interest rates, pricing bonds and creating strategies for boosting total returns.

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Investment Basics: Benchmarks

Investment Basics: Benchmarks

The number of benchmarks is virtually endless, and selecting the right one is not always easy.

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5 ways to outsmart a scammer

5 ways to outsmart a scammer

If there’s one thing that 2016 has taught us, it’s that we can never be too careful online. Cybercrime is now the biggest economic crime in Australia....

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Why You Should Only Have One Super Fund

Why You Should Only Have One Super Fund + Easy Steps To Rollover

Can you afford to throw away $532 every year? That’s a large amount of money for nothing in return.

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Starting a new job

Starting a new job? This is what you do next.

You’ve got the job – congratulations. What now? Starting a new phase of your career is exciting, but it can also be overwhelming and even stressful....

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How to reduce credit card debt

Got a financial hangover? How to reduce credit card debt

Have you got a post-Christmas financial hangover? You’re not alone.

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7 Health Hacks Your Kids Can Teach You

7 Health Hacks Your Kids Can Teach You

Did you make a new year’s resolution to get fit and healthy? Believe it or not, your kids can teach you a few things that will make it stick.

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Fight Fatigue

Suffering End Of Year Burnout? How To Fight Fatigue

Have you ever noticed how you can feel more tired on holidays than at work?

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death benefit nomination

What’s a death benefit nomination and why should I care?

Some interesting research popped up recently about Australians and their thoughts about death and dying.

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Age Pension

Can you afford to drop your living costs next year?

Did you know that around 65% of older Australians rely on the Age Pension as their main source of retirement income?

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self-managed superannuation

SMSFs, Part 2: What about the costs and insurances?

But what about the costs and insurances involved in an SMSF? And what kind of protection do you have when things go wrong?

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self-managed superannuation

SMSFs, Part 1: Are you underestimating the work?

Are you thinking about setting up a self-managed superannuation fund (SMSF)? In the first in our two-part series on SMSFs, we put the spotlight on a f...

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Household Financial Comfort

Household Financial Comfort: The Widening Gap Between Generations

Are you sitting comfortably? Because six months can make a real difference to your financial comfort, according to the latest biannual Household Finan...

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Financially Sound Christmas

7 Tips For A Very Financially Sound Christmas

Mince pies have hit the supermarket shelves, which means one thing: Christmas is closer than you think.

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Hedge Fund

What is a hedge fund?

They’re flexible and action-packed, if you believe Hollywood. In reality, the big rewards that hedge funds promise may come at too high a price for so...

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Bucket Strategy

What is a bucket strategy?

A bucket strategy is a way of managing your income in retirement to help to make the most superannuation investments. Here’s how to make it work for y...

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Investment Personality

Why your personality matters when it comes to investing

If leaping 30 metres into a gorge on a bungy cord is more likely to terrify than thrill you, that could be a clue to the type of investor you are.

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R U OK?

R U OK?

Mental health is a big topic for many organisations, and September 8th is an opportunity to break down those barriers.

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buying a property

5 do’s and don’ts of buying a property

Congratulations, you’re finally on your way to buying a brand new home or investing in some property. But before you sign on the dotted line, here are...

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Go Digital

3 ways to go digital, stay connected and pick up new skills along the way

It’s never too late to pick up new skills, develop new interests, or catch up with new and old friends alike; in a connected world, the opportunities ...

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